NICL AO 2025: Apply for 266 Administrative Officer (Scale I) Posts

Join National Insurance Company Limited as an Administrative Officer!

The National Insurance Company Limited (NICL), a Government of India Undertaking, invites applications for the recruitment of 266 Administrative Officers (Scale I) in Generalist and Specialist (Doctors, Legal, Finance, Automobile Engineers) disciplines. This recruitment offers 170 Generalist and 96 Specialist tentative vacancies across various categories, providing an excellent opportunity to join a prestigious public sector insurance company. The selection process includes Phase I (Preliminary Examination), Phase II (Main Examination), and an Interview, with additional requirements for Specialists.

1. Vacancies at a Glance

• Total Vacancies: 266 (tentative, subject to change as per NICL’s requirements).
• Generalist:
  • Pay Level: Scale I (Basic Pay: Rs. 50,925/- in the scale of Rs. 50,925–85,925–96,765).
  • Vacancies: 170 (UR: 68, OBC: 47, SC: 26, ST: 12, EWS: 17, PwBD: a-3, b-1, c-0, d&e-0).
• Specialist:
  • Pay Level: Scale I (Basic Pay: Rs. 50,925/-, with Non-Practicing Allowance for Doctors).
  • Vacancies: 96 (UR: 36, OBC: 29, SC: 15, ST: 7, EWS: 9, PwBD: a-1, b-2, c-1, d&e-1).
  • Breakdown:DisciplineTotal PostsUROBCSCSTEWSPwBD (a)PwBD (b)PwBD (c)PwBD (d&e)Doctors (MBBS)4–31—–Finance1–1——Automobile Engineers1-1——-Total96362915791211
• Abbreviations: UR: Un-reserved, OBC: Other Backward Classes, SC: Scheduled Caste, ST: Scheduled Tribe, EWS: Economically Weaker Section, PwBD: Persons with Benchmark Disabilities (a: Blindness/Low Vision, b: Deaf/Hard of Hearing, c: Locomotor Disability, d: Autism/Intellectual Disability/Specific Learning Disability/Mental Illness, e: Multiple Disabilities).
• Note: Vacancies are provisional. OBC candidates in the creamy layer must apply as General. Check https://nationalinsurance.nic.co.in for updates.

2. Important Dates

• Online Registration Starts: June 12, 2025.
• Online Registration Closes: July 3, 2025.
• Application Fee Payment: June 12, 2025–July 3, 2025 (inclusive).
• Phase I (Preliminary Examination): July 20, 2025 (tentative).
• Phase II (Main Examination): August 31, 2025 (tentative).
• Call Letter Download: To be notified later on https://nationalinsurance.nic.co.in.
• Publication in Employment News: June 21, 2025.

3. Eligibility Criteria

(a) Nationality

A candidate must be:

• A citizen of India, or
• A subject of Nepal, Bhutan, or a Tibetan refugee who arrived in India before January 1, 1962, with the intent to settle permanently, or
• A person of Indian origin migrated from Pakistan, Burma, Sri Lanka, or specified East African countries (Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia, Vietnam) with the intent to settle permanently.
• Note: Non-Indian citizens require an eligibility certificate from the Government of India, to be submitted before appointment.

(b) Age Limit (as on May 1, 2025)

• Minimum Age: 21 years (born not later than May 1, 2004).
• Maximum Age: 30 years (born not earlier than May 2, 1995).
• Age Relaxation:S.No.CategoryRelaxation (Upper Age Limit)1SC/ST5 years2OBC (Non-Creamy Layer)3 years3PwBD10 years4Ex-Servicemen/ECOs/SSCOs (5+ years service, released normally)5 years
• Ex-Servicemen:
  • Must have served at least 5 years in the military and been released (not dismissed/discharged for misconduct).
  • Those on extended assignments require a certificate for civil employment eligibility by October 31, 2025.
  • Self-declaration required for prior civil employment applications (Page 4).
  • No reservation for Ex-Servicemen in Officer Cadre.

(c) Educational Qualifications (as on May 1, 2025)

• Generalist: Graduate/Postgraduate in any stream from a recognized University with at least 60% marks (55% for SC/ST).
• Specialist:DisciplineMinimum QualificationDoctors (MBBS)MBBS/MD/MS or PG-Medical Degree from a recognized University or equivalent foreign degree recognized by the National Medical Commission, with valid registration.LegalGraduate/Postgraduate in Law with at least 60% marks (55% for SC/ST).FinanceChartered Accountant (ICAI) or Cost Accountant (ICWA).Automobile EngineersBE/B.Tech in Automobile Engineering with at least 60% marks (55% for SC/ST).
• Notes:
  • Qualifications must be from UGC/AICTE-approved institutions.
  • Valid mark-sheet/degree certificate required as on May 1, 2025.
  • Percentage calculation: Total marks across all subjects divided by maximum marks, ignoring fractions (e.g., 59.99% < 60%).
  • CGPA/OGPA candidates must provide a university-issued conversion certificate.

(d) PwBD Categories

• Eligible Disabilities: Blindness/Low Vision, Deaf/Hard of Hearing, Locomotor Disability (including Cerebral Palsy, Leprosy Cured, Dwarfism, Acid Attack Victims, Muscular Dystrophy), Autism/Intellectual Disability/Specific Learning Disability/Mental Illness, Multiple Disabilities.
• Scribe Assistance:
  • For candidates with ≥40% disability (blindness, locomotor disability affecting writing, cerebral palsy) or <40% disability with writing difficulty (Appendix-I).
  • Scribe’s qualification must be below the candidate’s (Page 34).
  • Compensatory time: 20 minutes per hour for eligible PwBD candidates.
  • Scribe must not be a candidate or NICL employee (Page 34).

(e) Reservation Categories

• SC/ST: Submit caste certificate (Page 20) from competent authority (e.g., District Magistrate, Tehsildar). Tamil Nadu ST candidates require a certificate from Revenue Divisional Officer.
• OBC: Submit Non-Creamy Layer certificate (Page 22) issued after March 31, 2025, based on income for FY 2022-23, 2023-24, 2024-25 (Page 23).
• EWS: Submit Income & Asset Certificate (Page 33) for annual family income < Rs. 8 lakh, issued by a competent authority.
• PwBD: Submit Disability Certificate (Forms V, VI, VII; Pages 24–28). Scribe users submit Forms A or B (Pages 34–36).
• Ex-Servicemen: Submit Service/Discharge Book, pension payment order, or certificate for serving personnel (Pages 29–32).

4. Selection Process

(a) Phase I: Preliminary Examination (All Disciplines)

• Structure: Online, objective, 100 marks, 60 minutes.S.NoSectionTypeQuestionsMarksDurationMedium1English LanguageObjective303020 minEnglish2Reasoning AbilityObjective353520 minEnglish/Hindi3Quantitative AptitudeObjective353520 minEnglish/HindiTotal10010060 min
• Details:
  • Separate timing for each section.
  • Candidates must qualify in each section (marks decided by NICL).
  • Approximately 15 times the vacancies shortlisted for Phase II.
  • Penalty: 0.25 marks per wrong answer (except English Language).

(b) Phase II: Main Examination

• Structure: Online, objective (250 marks) + descriptive (30 marks, qualifying), 210 minutes.
• Generalist:S.NoSectionTypeQuestionsMarksDurationMedium1ReasoningObjective505040 minEnglish/Hindi2English LanguageObjective505040 minEnglish/Hindi3General AwarenessObjective505030 minEnglish/Hindi4Computer KnowledgeObjective505030 minEnglish/Hindi5Quantitative AptitudeObjective505040 minEnglish/HindiTotal250250180 min6English (Essay, Précis, Comprehension)Descriptive33030 minEnglish
• Specialist:S.NoSectionTypeQuestionsMarksDurationMedium1ReasoningObjective404035 minEnglish/Hindi2English LanguageObjective404030 minEnglish3General AwarenessObjective404020 minEnglish/Hindi4Computer KnowledgeObjective404025 minEnglish/Hindi5Quantitative AptitudeObjective404035 minEnglish/Hindi6Technical & Professional KnowledgeObjective505035 minEnglish/HindiTotal250250180 min7English (Essay, Précis, Comprehension)Descriptive33030 minEnglish
• Details:
  • Separate timing for each section.
  • Descriptive test (qualifying) evaluated only for objective test qualifiers.
  • Penalty: 0.25 marks per wrong answer (except English Language).
  • Biometric verification (thumb impression, photograph) during Phase II.
  • Minimum qualifying marks (decided by NICL) for each section and total score.

(c) Interview

• Shortlisting: Based on Main Examination (objective) scores and descriptive test qualification.
• Weightage: Main Examination (80%) + Interview (20%).
• Documents Required:
  • Matriculation/Secondary Certificate.
  • Caste/Category Certificate (SC/ST/OBC/EWS).
  • Disability Certificate (PwBD, Forms V–VII).
  • Ex-Servicemen documents (Pages 29–32).
  • Photo ID (Aadhaar, Voter ID, PAN, etc.).
  • No Objection Certificate (for Government/PSU employees).
  • Experience certificates, eligibility certificates for non-Indian nationals.
• Note: Name on call letter must match photo ID. Originals and copies required.

(d) Final Selection

• Based on combined Main Examination (objective) and Interview scores.
• Final merit list in descending order of consolidated marks.
• Medical fitness required as per NICL rules.
• Candidates must join within the stipulated period; no extensions for lien holders.

5. Emoluments & Benefits

• Basic Pay: Rs. 50,925/- (Scale: Rs. 50,925–85,925–96,765).
• Total Emoluments: Approx. Rs. 90,000/- per month in metropolitan centers.
• Benefits: Pension (PFRDA), Gratuity, LTS, Medical Benefits, Group Personal Accident Insurance, Company/leased accommodation.
• Doctors (MBBS): Additional Non-Practicing Allowance (25% of Basic Pay, subject to conditions).
• Service Conditions:
  • Probation: 1 year (extendable up to 2 years).
  • Guarantee Bond: 4 years, with liquidated damages equivalent to one year’s gross salary if resigned early.
  • Resigning during probation: Repay gross salary + Rs. 25,000 (training cost).

6. How to Apply

• Portal: https://nationalinsurance.nic.co.in.
• Steps:
  1. Visit the website, click “APPLY ONLINE,” and select “Click here for New Registration.”
  2. Enter Name, Contact Details, Email ID to generate Provisional Registration Number and Password.
  3. Save data using “SAVE AND NEXT” if incomplete; submit by July 3, 2025.
  4. Upload:
     • Photograph (200×230 pixels, 20–50 KB, JPG/JPEG).
     • Signature (not in capital letters, 10–20 KB, JPG/JPEG).
     • Left Thumb Impression (200 DPI, 20–50 KB, JPG/JPEG).
     • Handwritten Declaration (English, 800×400 pixels, 50–100 KB, JPG/JPEG): “I, (Name), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
  5. Pay the application fee:
     • SC/ST/PwBD: Rs. 250/- (intimation charges).
     • Others: Rs. 1,000/- (application fee + intimation charges).
     • Modes: Debit/Credit Cards, Internet Banking, IMPS, Mobile Wallets.
  6. Generate e-receipt and print application form.
• Notes:
  • Apply for only one discipline; multiple applications lead to cancellation (latest retained).
  • No changes to email ID/mobile number post-submission.
  • Retain e-receipt and application printout.
  • Aadhaar verification may be conducted.

7. Scribe Assistance for PwBD

• Eligible Categories:
  • ≥40% disability (blindness, locomotor disability, cerebral palsy).
  • <40% disability with writing difficulty (Appendix-I, Page 35).
• Conditions:
  • Scribe’s qualification must be below the candidate’s.
  • Scribe must not be a candidate or NICL employee (Page 34).
  • Compensatory time: 20 minutes per hour.
  • Documents: Scribe Declaration Form (Page 34), Certificate for <40% disability (Page 35).
• Penalties: Independent answering by scribe leads to cancellation and debarment.

8. Examination Centres

• Phase I (Preliminary): Vijayawada, Guwahati, Patna, Chandigarh, Delhi-NCR, Ahmedabad, Bengaluru, Chennai, Kolkata, etc. (Pages 10–11).
• Phase II (Main): Hyderabad, Guwahati, Patna, Chandigarh, Delhi-NCR, Ahmedabad, Bengaluru, Chennai, Kolkata, etc. (Page 12).
• Notes:
  • No change in centre/venue/date/session allowed.
  • NICL may cancel/add centres or allot alternate centres.
  • Candidates bear travel risks/costs; interview candidates eligible for sleeper class fare reimbursement.

9. Reasons for Rejection

• Multiple applications (Page 1).
• Incomplete applications or non-payment of fees.
• Blurred/smudged photograph/signature/thumb impression/declaration.
• False information or non-submission of required documents.
• Malpractices (e.g., impersonation, carrying banned items like mobile phones; debarment up to permanent).
• Failure to meet eligibility criteria or produce original documents at interview.

10. General Instructions

• Banned Items: Stationery, electronic devices, calculators, etc., prohibited (Page 19).
• Call Letters: Download from https://nationalinsurance.nic.co.in; carry photo ID and two passport-size photos.
• Biometric Verification: Thumb impression/photograph captured during Phase II.
• Malpractice Penalties:
  • Unfair means/impersonation: Disqualification, permanent debarment, criminal prosecution.
  • Carrying electronic devices: Disqualification.
• Service Rules: Selected candidates governed by NICL Service Regulations; transferable across India.
• Legal Jurisdiction: Disputes under Kolkata courts only.

11. Important Links

• Official Website: Click here
• Apply Now: Click here
• Official Notification: Click here

12. Important Notes

• Selection is merit-based and transparent; canvassing leads to disqualification.
• Candidature is provisional; discrepancies at any stage lead to cancellation.
• Scores of non-qualifying candidates may not be disclosed.
• English version of the advertisement prevails in disputes.
• NICL reserves the right to cancel the recruitment process without reason.